I am a retired public school music teacher, looking forward to my remaining years living on a teacher’s pension and social security. In addition I am the daughter of two parents who have/are suffering from dementia. My father is deceased after four years of swift degeneration and my mother, who I am the legal guardian of, is entering her 14th year of nursing care in a Community Based Residential facility in Wisconsin.
My parents were not educated enough to shelter their money or home and I have watched their life savings go for their care. It is my hope in hosting this website that I will save some of my readers the same financial future in terms of their estate planning, as well as share my money making ideas for many other aspects of a frugal but rich life.